My name is Daniel Hernan Manriquez, most people call me Danny or Dan. I respond to all three.  Here, I cite the knowledge experts and talk about complex markets in plain language.   

This Chicago-based Substack publication is for anyone interested in learning about markets.  My goal for this page is to leverage my unique perspective to inform and entertain. 

Market interests include economic history, capital market news updates across asset classes, policy reviews, and risk management trends.    

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DISCLAIMER: Views and opinions are my own, not my employer’s, and nothing in this publication is or is intended to be financial advice. Despite what my old finance classes would suggest when calculating the “risk-free” rate on US T-Bills, all investments in the real world carry risk.

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Markets, Plainly Spoken